Real-time payments are transforming banking in Europe. As fintech competition grows, banks are embracing microservices for a scalable, flexible, and compliant payments infrastructure.
To eliminate friction in banking, FIs need dynamic ecosystems beyond channels. Modern architecture bridges these ecosystems, enhancing competitiveness against disruptive players.
Once banks move away from channel-centric approach that stifles innovation, they'll offer dynamic digital ecosystems that match customers' need for "always on" solutions.
Doing nothing isn't ideal, but a Big Bang approach is risky. A phased, agile approach to updating payment platforms reduces risk and allows banks to update systems step-by-step.
“Instant payments.” A term talked about for years, but in practice (excluding cash) it's less than a decade old. What does it mean & why is it important in the payment space?
Explore how fintech competition & open banking reshape FIs' strategies, offerings & customer relations. Navigate opportunities & challenges in the evolving financial landscape.
The API economy that fintechs have taken advantage of is a look into consumer thinking. Embrace fully connected ecosystems for integrating new payments, authentication & channels.
Our Mindshare series shares experts’ perspectives on some of the industry’s hottest and most talked-about trends. Explore the library of topics here.
With more total capacity, more functionalities, more integrations, and more security, DN Series™ is breaking the mold for self-service solutions.
While fintechs have introduced new innovations to a staid industry, traditional FIs possess great assets that could allow them to surpass the success of fintechs.
