Banking Insights

May 31, 2024  |  by Michael Engel

In an era where outdated legacy systems strain financial institutions, the need for innovation is paramount. Explore the significance and simplicity of payments modernization and discover how seamless integration and minimal disruption of a cloud-native, microservice architecture ensures a future-ready infrastructure, ready to meet the demands of a rapidly evolving financial landscape. As financial institutions strive to evolve their infrastructure and systems to support improved journeys for all endpoints, Diebold Nixdorf has the solutions to tie the ATM and other channels together and integrate the front end, back office, and core banking, without limitations.

February 28, 2024  |  by Michael Engel

In today's financial landscape, integrating financial services seamlessly is key, but legacy banking infrastructure poses challenges, leading to layered solutions and scalability issues. Explore how embedded finance drives innovation, and how overcoming integration hurdles and forming strategic partnerships helps FIs lay the groundwork for banking transformation.

October 31, 2023  |  by Michael Engel

Read how banks that offer instant payment services can remain competitive, create new products and meet the evolving needs of consumers.

October 02, 2023  |  by Brent Gamble

Learn how enhanced products for payments transactional data and stronger standard on development practices are shaping the industry.

August 14, 2023  |  by Michael Engel

The pandemic changed consumer payment preferences almost overnight. Banks are reacting by modernizing their payments ecosystems and exploring new technology to improve customer satisfaction and to stay competitive.

August 07, 2023  |  by Michael Engel

To truly eliminate friction in today’s banking journeys, financial institutions must think beyond channels to create dynamic ecosystems. Today’s modern-day architecture can be the bridge to create and connect these ecosystems as well as to give financial institutions a better competitive position against the players that are chipping away at their fundamental existence.

February 06, 2023  |  by Michael Engel

Research by GlobalData calls instant payments a “direct alternative” to payment cards which look likely to disrupt established networks whilst providing a range of benefits. Who are the major player in the burgeoning IPS revolution? Continue reading to find out.

November 14, 2022  |  by Michael Engel

The fintech and alternative payment methods (APM) market is now booming. While this is shaking up the competitive landscape, it’s not necessarily bad news for banks. They are now actively seeking partnership with fintechs to bring extended solutions and services to their ecosystem.

September 19, 2022  |  by Louise Coles

Whether it’s implementing a seamless backend infrastructure to handle payments more simply, or enabling the latest tap and go payment solutions through digital innovation, it is imperative for banks to stay ahead of the curve in order to satisfy today’s consumer demands.

August 22, 2022  |  by Michael Engel

There is a case for payments migration. However, there are obstacles that come with it. In this blog we outline a comprehensive list of key “gotchas” in payments migration, challenges that can impede migration efforts, and advice on how to avoid them.