Banking Insights

October 28, 2021  |  by Diebold Nixdorf

“Instant payments.” It’s a term that’s been talked about for years, but in practice (if you exclude the use of cash) it’s less than a decade old. So, what does it really mean? And why is it so important in today’s payments space?

September 13, 2021  |  by Rod Bungey

The increased competition from fintechs has forced financial institutions (FIs) to innovate, improve their offerings and their customer service, and in some cases lower their costs. Open banking will continue to change how consumers view their banking options, providing opportunities and posing challenges to FIs, merchants and card processors.

August 23, 2021  |  by Diebold Nixdorf

Diebold Nixdorf’s Vynamic™ Payments is the next generation in payments processing software, a cloud-native platform built to power the ongoing transformation of the financial services and payments industry. We approached payments with a fresh perspective—focused on disruption rather than iteration. See how you can leapfrog to the next generation in payments processing now.

August 09, 2021  |  by Diebold Nixdorf

What forces are revolutionizing the (not so modern) world of Buy Now Pay Later (BNPL) purchasing? When retailers needed a way to empower consumers with the confidence to buy online during the COVID pandemic, it’s no surprise they turned to fintech companies to help them (and customers) reach that critical point of sale.

July 19, 2021  |  by Bruce Diesel

The API economy that FinTechs have taken advantage of gives a glimpse into how consumers will think about money in the coming years. A fully connected ecosystem that can seamlessly integrate new payment types, new authentication methods, and new channels will be essential to both attracting and retaining, consumers.

May 26, 2021  |  by Diebold Nixdorf

Vendors and service providers will continue to seek out ways to optimize their transaction flow and customer experience and to save the costs associated with credit card payments. What does this trend mean for banks and credit card issuers?

May 17, 2021  |  by Diebold Nixdorf

Speculation about cryptocurrency has been building for years; but now these theories are turning into real-world use cases that are upending the payments ecosystem. If you look across the wider crypto/distributed ledger landscape, the most avid adopters of the technology have been banks, asset managers and exchanges.

April 12, 2021  |  by Markus Doeinghaus

The heart of a payment is the processing of a transaction. Today we’re seeing alternative methods, payment instruments and various tokens entering the market with accelerated pace. If FIs want to stay in the game, they need to modernize their payments systems to become flexible enough to derive value from the new API-driven ecosystem.

March 09, 2021  |  by Michael Engel

How do you know if your payments platform is at its effective end-of-life? What should you be looking for in a future-ready payments platform? Are you ready to take your payments platform into the future? Continue reading for answers to these questions and more.

February 24, 2021  |  by Diebold Nixdorf

Financial institutions are at a critical inflection point: evolve their payments and transaction systems or risk being outperformed by more agile providers. We spoke with PayX Group’s COO and our own Managing Director & VP of Banking Software on how the payments market is transforming.