Banking Insights

February 28, 2024  |  by Michael Engel

In today's financial landscape, integrating financial services seamlessly is key, but legacy banking infrastructure poses challenges, leading to layered solutions and scalability issues. Explore how embedded finance drives innovation, and how overcoming integration hurdles and forming strategic partnerships helps FIs lay the groundwork for banking transformation.

October 31, 2023  |  by Michael Engel

Read how banks that offer instant payment services can remain competitive, create new products and meet the evolving needs of consumers.

October 02, 2023  |  by Brent Gamble

Learn how enhanced products for payments transactional data and stronger standard on development practices are shaping the industry.

August 14, 2023  |  by Michael Engel

The pandemic changed consumer payment preferences almost overnight. Banks are reacting by modernizing their payments ecosystems and exploring new technology to improve customer satisfaction and to stay competitive.

August 07, 2023  |  by Michael Engel

To truly eliminate friction in today’s banking journeys, financial institutions must think beyond channels to create dynamic ecosystems. Today’s modern-day architecture can be the bridge to create and connect these ecosystems as well as to give financial institutions a better competitive position against the players that are chipping away at their fundamental existence.

February 06, 2023  |  by Michael Engel

Research by GlobalData calls instant payments a “direct alternative” to payment cards which look likely to disrupt established networks whilst providing a range of benefits. Who are the major player in the burgeoning IPS revolution? Continue reading to find out.

January 09, 2023  |  by Diebold Nixdorf

We spoke with the Founder at Featurespace, and our own Global Head of Product for Vynamic® Payments, about how fraud management plays a significant role in defining the payment experience.

November 14, 2022  |  by Michael Engel

The fintech and alternative payment methods (APM) market is now booming. While this is shaking up the competitive landscape, it’s not necessarily bad news for banks. They are now actively seeking partnership with fintechs to bring extended solutions and services to their ecosystem.

October 10, 2022  |  by Diebold Nixdorf

In this report, we explore the latest trends in payment methods, emerging payments innovations and payments habits around the globe.

September 26, 2022  |  by Diebold Nixdorf

The cost of cash is typically the largest contributor to an ATM fleet’s total cost of ownership. With notes-in reaching a tipping point, and cash servicing comprising up to 50% of the ATM’s average operating expense, recycling-enabled ATMs will be a crucial component of controlling future costs for FIs.